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Umbrella/Excess: A Blanket of Protection?
Length: 2 hours


Is it an umbrella or something else? What does it really cover? How do I compare one form with another? If agents are not already asking themselves these questions, they should be. This class will discuss the differences between a "true" umbrella and other excess liability policies. 

Jay Williams, CIC, CRM, AAI, AIP, ACSR

Jay Williams is a veteran of the insurance industry, and his agency history includes producer; establishing and managing an agency marketing department; commercial lines manager; VP/agency operations manager; and agency owner. He worked with FAIA as the Managing Director of FMS, including writing and editing study manuals for the Florida Agent and Florida Adjuster licensing exams, and also serving on the Exam Review Committee.

Jay became president of both Bankers Underwriters and Bankers Employer Services before becoming the vice president of sales and agency relations for UPC, taking the company from a single-state model to a multi-state organization.

Currently, Jay is serving as the interim executive director for Applied Client Network, the association of member users of Applied System agency management software. He is a consultant and expert witness, and a respected authority on agency E&O loss control. Jay’s career experience gives him a uniquely rounded perspective on the insurance industry.
 


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